Market Update – Interest Rates

TST Partners Group’s finance and lending division - TST Finance Pty Ltd works with over 40 lenders to provide our clients with debt financing solutions from residential (owner occupied & investment) to various types of commercial and business loans.

2016 saw two rate cuts by the reserve bank, where the resultant overnight cash rate now sits at 1.5%. Our mortgage broking division has seen some great fixed rates across residential and commercial loans. Refer to our interest rate market update below and give us a call if your interest rates are higher than market.


Best Residential Rates


Effective rate

Comparison rate

Owner occupied (Variable)



Investment (Variable)



Fixed 2 years



*principle and interest repayments

  • Refinance Incentives available: $1,500
  • First home incentive available:   $1,500

Best Commercial Rates


Effective rate

Comparison rate

Commercial property



Fixed 2 years



Our Finance Solutions 

  • Residential mortgage (investment and owner occupied)
  • Commercial property loans
  • Business loans
  • Development and construction loans
  • Asset Finance
  • Lending to self-managed super funds

Our Finance & Lending Team

Tom Xia    | | 0433 067 405

Jay Lin     | | 0433 317 099

Tony Lan | | 0430 649 000

Alternative contact:

Francis Gu | | 03 8080 1525


Terms and conditions apply. All loans applications are subject to financial institution credit approval. TST Finance Pty Ltd is a corporate credit representative (492341) of BLISSA Pty Ltd (ACL 391237)


TST Partners Group is a leader in the provision of accounting, taxation, audit and legal services in Melbourne. We are tremendously proud of our firm’s staunch commitment to quality, reflected in everything we do and shared by our entire team.
We believe that our constant dedication to build strong and lasting relationships with every client has been fundamental in achieving success. This belief is instilled in all aspects of our organisation, across all departments, in all geographical locations and by each individual member of the organisation.


+61 3 8080 1525
+61 3 8678 1026

Group Head office
Level 11 333 Collins Street
Melbourne VIC 3000

Box Hill Branch
Professional Suite 9 Box Hill Central (North)
Box Hill VIC 3128